What does a year of platform fees actually cost you?
A percentage cut is invisible because it is taken off the top of every sale, not billed to you. Put your numbers in and see the 12-month difference between a percentage platform and a flat $29/month, 0% model.
Enter your monthly sales above to see the 12-month difference.
Figures exclude payment processing (Stripe/PayPal, about 2.9% + $0.30/sale), which is similar on every platform. Gumroad's additional $0.50 per sale is not counted, so its real cost is slightly higher than shown.
The honest read: a percentage with no monthly fee is genuinely cheaper while you are small. The flat model only wins once you cross roughly $300/month in sales. Below that line the percentage platforms are the cheaper choice. The point is what happens after you cross it, because the percentage does not stop. It scales with you, in the wrong direction.
Want the full breakdown and the breakeven math? Read the analysis.
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